Diversifying your portfolio beyond the conventional stocks, bonds, mutual funds, and GICs becomes remarkably accessible with an Exempt Market Dealer (EMD).

Through an EMD, the spectrum of investment possibilities broadens, featuring opportunities with potential returns ranging from 10-30%. These encompass various avenues such as MICs (Mortgage Investment Corporations), REITs (Real Estate Investment Trusts), Land Developments, Oil and Gas, Flow Through Shares, and more.

When evaluating an investment, the key properties to take into consideration are:

1. 1. ROI (Return on Investment) – What is the potential profit?

   2. Liquidity – How easily can I access my funds?

   3. Term – What is the duration of the investment?

   4. Security – How is my capital protected?

The exempt market offers investments that align with all these criteria.

People traditionally go to their banks or major financial institutions to have their investment portfolios (stocks) made. These entity’s have very similar products to one another and lack distinctive benefits for clients.

Example:

When someone approaches Bank A to buy 100 shares of Apple Inc., the same transaction can be replicated at Bank B with comparable fees. Since stocks are unsecured investments, any downturn in performance leaves investors with limited options—sell at a loss or wait for market recovery.

In the exempt market, certain securities offer a unique advantage: collateralization by real estate. This means if unforeseen challenges arise, having the safeguard of real estate-backed investments ensures investors can recover losses or minimize potential downsides.

Duties of an EMD

1. Education and Investor Awareness

   • Securities dealers educate clients about investment concepts, market risks, and potential rewards to help them make
     informed decisions.

2. Understanding Client Needs

   • EMD dealers conduct in-depth assessments of client’s financial goals, risk tolerance, and investment preferences, with a particular focus on the suitability of exempt market investments for each individual.

3. Providing Investment Advice

   • Based on the analysis, dealers provide personalized investment advice and recommendations to suit the client’s goals. With emphasis on the potential benefits of private investments in alternative assets, such as private equity, venture capital, and
     real estate.

4. Risk Management

   • Dealers assess the client’s risk tolerance and tailor investment strategies accordingly, prioritizing risk management to help clients achieve their investment goals while preserving capital.

5. Customer Relationship Management

   • Dealers maintain strong relationships with clients, communicating regularly and addressing concerns.

6. Compliance and Regulation

   • Dealers ensure all interactions and transactions meet strict regulatory requirements.

7. Offering Exempt Market Investment Products

   • EMD dealers specialize in offering a diverse range of exempt market investment products, including private placements, exempt market mutual funds, and other alternative investments. These investments often provide unique opportunities and potential for higher returns compared to traditional publicly traded securities.

8. Transparent Fee Structure

   • EMD dealers are transparent about their fee structures, clearly communicating any commissions or fees associated with exempt market investments. They strive to offer fair and competitive pricing to their clients.